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First time buyer purchase.
Loan amount £680,000
Loan to value 80%
Converted Victorian Flat in Camberwell.
Our clients were uncertain about borrowing capacity due to one partner's variable income, heavily reliant on commission. Recently, her commission was minimal or absent, falling outside many lenders' criteria. Additionally, many lenders cap commission income they'll use at basic salary.
Leveraging our lender expertise, we identified flexible lenders and selected one that averaged commission over a longer period. By including a high percentage of her partner’s recent bonus, we secured the required borrowing amount, despite the commission being capped at her base salary.
Speak with our consultants today for a better idea of what’s possible.
t. 020 8156 3166
e. luke@haydenblair.co.uk
WhatsApp chat here
Book a call with Luke here
